Not long ago, before mobile payment apps were a reality, if a business wanted to get paid they would print an invoice, mail it to the customer and wait several weeks for the cheque to be sent. This was one time-consuming and expensive process. When the cheques arrived, they were deposited in person at the local bank.

With a mobile payment app, payments are collected much quicker, often as soon as the client receives the invoice in his inbox. This increases cash flow and productivity for both the business and the client. The client doesn’t need to write a check and stick it in the mail and businesses don’t need to mail invoices and waste money on envelopes and stamps. The smartphone has really grown to become the center of our universe.

Choosing the right mobile payment app service is essential, so here are four mobile payment apps that we recommend you download in order to speed up the process in which your customers have to pay you.

1. PayPal Here

PayPal Here

PayPal is an international e-commerce business that allows users to make payments and money transfers online. With PayPal Here, the company has made making mobile payments easy as saying 1-2-3. The app allows merchants to accept payments from any card, charging 2.7% for every swipe or 3.5% +$0.15 for all manually entered or scanned card. Keep in mind that there is a 1% additional, cross-border fee for all non-US cards.

2. Google Wallet

Google Wallet

Instead of swiping your credit card at the checkout counter, all you have to do is wave your smart phone and tap it on a payment machine to make your payments. It’ll be able to identify the credit card information added to your Google account. Please note that the mobile payments will only works with phones and credit cards from the US and only in the United States.

3. Pay Anywhere

Pay Anywhere

Once you get a free mobile card reader and download the app, you can start charging and swiping away for a fee of 2.69% per transaction. The app is available for iOS and Android; it’s free of charge. Unlimited accounts are available so you can view each employee’s transaction history and performance. There is also an option to email or print detailed receipts.

4. ROAMpay


This app is unique because it is one of the few mobile payment apps that works with an Android phone, the iPhone, and BlackBerry. ROAMpay provides end-to-end encryption when transactions are made as well as a secure PIN-based user authentication, which means it ensures the highest levels of data security possible. Its ability to work with so many types of devices makes it one of the leading mobile payment app choices for small business owners who want to make paying a hassle free and simple process.


About iRISEmedia is a web design, social media marketing, and search engine marketing (SEM) firm in Toronto, Canada. Our team helps clients increase their reach and profitability by developing and implementing customized and targeted online and social media marketing strategies. We service clients in Toronto, Ontario, the GTA and throughout Canada as well as globally.

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